​Fully engaged customers net 23% more financial institution revenue.*  Engage them!
   * Gallup Research

"Done For You" Predictive Budgeting and Analytics Solutions 

* Touchpoint for higher engagement with your platform 
* Appeal to the underbanked / underserved  
* Capture actionable, profitable personalized data 
​* Empower better spending and lending decisions by all 

Peer comparative cash-flow health metrics

GET ACCESS

Let's Talk

​The SPENDiD API and the SpendWare app offer users an addictively simple, peer comparative "done for you" budgeting experience. Both products also offer valuable cash-flow health scores, lending risk metrics, deposit growth and truly personalized marketing data for the providing client.

WHAT IS SPENDiD®?

• Peer-comparative spending intelligence
• Addictively simple budget automation
• Personalization of marketing outreach
• Proprietary SPENDiD Score metrics
• Gateway to "self-driving" money
• Unimpeachable data sources
• REST API technology

​FEATURES AND BENEFITS

PERSONALIZED SPENDING BEHAVIOR INSIGHTS
​– SPENDiD has mastered the powerful application of properly sourced “crowd-wisdom” theory and relative spending behavior. This empowers you to offer users a simple yet tremendously valuable perspective on their cash-flow health, plus create personalized messaging and marketing customized to their specific needs.

---

INNOVATIVE CASH FLOW HEALTH & RISK METRICS
​​– SPENDiD offers a unique and addictive scoring metric indicating to the end user or SPENDiD client the relative strength of the User's cash flow health. These scores can be presented in numeric terms, or in a traditional A-F grading scale, or both. Click the Risk Metrics button below to learn more.

---

Risk Metrics

​AUTOMATED "DONE FOR YOU" DIGITAL BUDGETING
​– You can now bring the customer or employee a giant step closer to autonomous finance using simple, peer guided budget creation and refinement. Powered by a simple Q&A process flow, there actually is a short-cut to financial success!

---

MARKETS WE SERVE

Banks and Credit Unions
​SPENDiD technology brings you closer to your customers versus separating you further, by helping you understand ​their spending habits and personalized needs.

Fintechs and Core Banking Platforms
SPENDiD is a uniquely valuable feature addition to banks and other PFM platforms. Our radically simple API opens tremendous opportunities to leverage data in simple, personalized and profitable ways.

Employers and Payroll/HR Providers
SPENDiD is ideal for innovative companies taking an active role in the financial health of their employees.

Other
SPENDiD opens the door to countless beneficial applications of the unique relative spending perspectives now in view. Comparatives and peer-guidance are powerful uses to already existing data. Let’s get started!
​