Credit Score Companies

Innovative financial literacy tool enabling improved spending habits.

Highly effective new personalized form of financial risk scoring.

New revenue stream and improved market-share due to new and unique functionality.

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SPENDiD is a valuable feature addition to credit score companies, helping them differentiate in a highly commoditized sector. SPENDiD provides a profitable new revenue stream via a proprietary risk metric called the SPENDiD Score.  

SPENDiD’s proprietary scoring algorithms help highlight the most attractive or riskiest accounts/applicants based on their relative “cash-flow health” versus demographically validated peers.  Partnering with SPENDiD can help prevent Credit Score companies from being disrupted out of the market or being left behind by more innovative competitors in a rapidly changing data driven economy.

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Risk Metrics